Retirement Ledger

Retirement Savings Calculator

Enter your numbers to project your savings at retirement and see how they compare with what you'll need to fund your desired income.

Current age

Retirement age

Current savings

SGD

Monthly contribution

SGD

Expected annual return

Desired annual income in retirement

SGD

Safe withdrawal rate

Years until retirement

Projected savings at retirement

$1,130,650

What you'll need saved

$1,500,000

Enough to draw $60,000/yr without running out

How far short you are

−$369,350

vs. what you'll need saved, above

You're projected to fall $369,350 short of what you need. Consider saving more each month, retiring later, or lowering your withdrawal rate.